WordPress Blogs – Self Hosted Vs Free

When you are eager to set up a WordPress blog for your business and found out that you can launch a blog for free with WordPress, you will definitely pretty attracted to it. I would like to remind you the fact that there are many differences between self-hosted WordPress blog and getting a free blog at WordPress.com. Does it really worth your time and effort to blogging using free service? Before you start your blog please go through this article and weigh the difference. The following summary will help you make a wise judgment.

Free Blogs – Why You Should Not Use Them

We take WordPress blogs for example here. If you are simply expect to launch a blog for expressing your personal ideas, showing your daily lift activities, and more importantly you will never hope to make any money with it, it may be find to go with WordPress.com and register as a user there. I will list the two major weak points that will pose an obstacle to a professional blogger who are expecting to make money with blogging.

For one thing, the limited resource is a huge disadvantage. The remotely hosted blog platform is built to hundreds of thousands of bloggers. For such reason, WordPress.com only affords to offer each user the very least resource. Whenever there are many big volume of activities happens on the server, your blog will ultimately run the risk of major crashes problems.

For another thing, people who are going to monetize their blogs will find out that a free blog will limit your monetizing opportunities. Unfortunately, many (free) remotely hosted blogs are not allowed to use any form of direct advertising, such as Google AdSense or affiliate links.

Self Hosted WordPress Blogs-Seven Reasons to Use Them

Different from free WordPress blog, having your own WordPress blog on your own server will give you full ownership of it. You are allowed to add whatever ads and affiliate program as you like. You will also able to customize how the blog look and feel. Follows different reasons explanation will definitely convince you.

  1. Freedom: Hosting your own blog will give you full control over your blog. You will be provided with your own server space where you can place whatever you want and decorate how you think fit. This full control gives you more freedom. Free blog service providers mostly force their own advertisements on your blog/site to get revenues for the service. With self-hosted blog you can join your own publisher program like AdSense and start making money.
  2. WordPress Plugins: Plugins allow easy customization and enhancement to your WordPress blog. You will be allowed to extend the functionality of your blog. If you want to display the most recent comments on your blog, simply integrating a “WP recent comments” plug-in will accomplish it for you. Whit free blog service, this can be very limited or impossible.
  3. Themes Support: You will be allowed to use only a limited number of themes with free service. However, if you go with a self-hosted WordPress blog, you can choose from thousands of millions of themes from the WordPress communities, you can even ask somebody to make a unique theme for your blog. The selection is endless.
  4. Disk Storage: As we mention above, you will be provided with a limited disk space with a free service. That means you will be only allowed to upload a limited amount of files. If you are expecting to place images and videos for visitors to download from your website, it will be a bit unrealistic. With a self-hosted blog, you are allowed to choose the right hosting package that most suitable for your requirements.
  5. A Sense of Professionalism: If you care about how visitor think of you, a self-hosted blog will give your visitor a sense of professionalism. This can be considered as your reputation and credibility since most people do not see free service with great eyes. When talking about self hosted blog, people think that the person has paid for the service and he is serious about his project and work.
  6. Easy SEO: Search engine optimization is a must to successful blogging. When your blog contents are best optimized for search engines, they will be indexed quickly and rank a higher position on search results. With a self-hosted home for your blog, it is much easier to conduct search engine optimization activities. For instance, you can expect high ranking position with the help of All-in-one SEO WordPress plugin and so on.
  7. Resale Possibility: Another advantage of your self-hosted blog is that you will be able to sell your self-own blog if you decide to do so for whatever reasons. If you set up a blog with free blog service, if you are not going to post content on your blog, you have no choice but to abandon it without any revenue since actually you are not own your blog.

Finally, it is very affordable to find for your website these days Getting a domain name for your website is not expensive at all. Have a try to be a pro blogger.

14 Blogging Mistakes A Blogger Makes And How To Put Them Right

In this time and age the easiest way to connect and engage further with your customers is by blogging. And for this reason many businesses whether small or big have recognized the powerful impact a blog can have on business achievement, which is important. But one major challenge is that their blogs are going nowhere which gets them discouraged at the lack of results and finally giving up on blogging completely.

So, are you worried about getting results you desire as a blogger?

In this guide you are going to learn the mistakes that most bloggers make and also how you can put them right.

#1 Blogging Mistake- Not Having A Strong Niche

A blogger needs focus. You can not be everything for every one. You must clearly define what your mission for blogging is. For instance, if you are writing about dogs, you should not waste time and energy writing on online jobs.

Try and write on what you are passionate about, because by so doing you can never get enough to write about.

#2 Blogging Mistake- Inconsistency

Like I said earlier, blogging is like any other business. A blogger needs to start and keep to it. Many newbies expect to start a blog and see it receive a lot of traffic quickly. When this does not happen, they become impatient and frustrated and finally give up without even giving their blog a second chance.

Patience in blogging pays. When you start blogging you need to keep to it. Remember that consistence, interesting and relevant posts will demonstrate your enthusiasm to your business and clients.

Entrust yourself to the upkeep of your blog. You can start to put more effort, for at least one blog post per week then work your way up.

#3 Blogging Mistake- Not Connecting With Your Readers

Another mistake that a blogger makes is to misunderstand who their audiences are. Misunderstanding the audience simply means that the topic is right but you do not connect with the audience. As a blogger, it is wise to understand the problems that your audiences are facing so that you may convey helpful information that will solve their problems. Let me say again that “content is king“, and for that reason you should provide value in your content for your readers.

Readers are self-centered because they like information they can use; in that context, avoid writing posts that are full of information that an audience can not put to use.

#4 Blogging Mistake- Focusing On Money

A blogger can start a business focusing on making money, which is not a bad thing. However, I would like to emphasis that if you put too much concentration on making money, you will never write good articles. Lack of good articles can easily kill your blog since people will not have trust with you because all they will know about you is that you are more of a marketer than a blogger.

Whenever you are writing your articles, always picture yourself as the receiver of the content you’re producing and by this you will think completely different.

#5 Blogging Mistake- Using Big Words

I can guarantee it that we have all, at some point made this mistake while blogging. The use of vocabularies is common to many bloggers. You can add vocabularies so that your post may look executive, BUT what you do not know is that they make your post complicated and your readers will not understand. This may really affect your business since prospective clients would leave your site and never come back because of using big words that they do not understand.

Avoid writing your content like you are writing for PhDs. Learn to use simple language that your readers can understand.

#6 Blogging Mistake- Lack Of Supporting Images

Many bloggers use images that do not support their key messages. While some do not use any images at all. Images help readers to extract the messages at a quick look.

Sometimes proper images can really be self explanatory. Using the right images can take your blog to another level since your readers will have an easy time going through your posts, hence encourage them to participate more in your blog.

Never forget to alt-tag your images.

#7 Blogging Mistake- Neglecting SEO or Doing Heavy SEO

SEO helps visitors to find your blog. Visitors never find your site by mistake. However, as much as SEO is important, you do not need to apply it excessively. You can know that you are optimizing excessively when your keywords in posts and titles suddenly stop making sense.

On the other hand, you also need to look at how many keywords you are stuffing into your information. Too much SEO’ing means that you are purely writing for the robots, and that is very much against the guidelines of blogging since it may lead to spamming.

Gain knowledge of SEO – always keep your readers as your number 1 priority.

#8 Blogging Mistake- Not Engaging With Your Audience

This is one simple big mistake that a blogger can make. You should take time to engage with readers in the comments section. When you respond to comments you build your relationship with your readers; readers who are approved are likely to come back.

People keep you in mind when you take time to reply to their comments.

#9 Blogging Mistake- Disorderly Blog

When a blog is disorderly, it is not appealing to the eyes. Visitors do not like excessively busy sites because they can not easily access what they want. Too many choices make the visitors rather confused and so they opt to leave your site.

Do not try to do so much with your blog. Make your blog visitor friendly; when it is easy to navigate a visitor will always have an easy time hence they will come back again. As a result, you will make money online since the prospective clients are visiting your site.

#10 Blogging Mistake- Uninteresting Headlines

Titles are the most significant basics of a blog post. They tell readers a great deal about the content, and often can be used to set expectations. They are descriptive and enticing.

Unless a title is enticing and descriptive, it’s not going to have the desired effect.

#11 Blogging Mistake- Putting Attention To Quantity Instead Of Quality

This is a mistake that is very common with bloggers. There is this assumption that you need to blog a number of times on a weekly basis so that your blog may seem updated both to search engines and human perspective.

The upside of doing this is that you will gain page rank while the down side is that you might loose quality to your articles.

To avoid such mistakes you need to take time to write a good post, and always remember to edit it. Alternatively, you can also hire a team for professional writers who will be assisting you is writing posts.

#12 Blogging Mistake- Plagiarisms

Copying of other bloggers articles is called plagiarism. This act is illegal; it is an offense under the copyrights. Some bloggers depend on copying and pasting instead of putting up their own thoughts using their own words.

Google loves originality. Original articles are unique, and also you can express your thoughts with ease.

#13 Blogging Mistake- Concentrating On The Blog Design

Having a beautiful and appealing blog design is wonderful, however some bloggers dwell so much on the blog design that they even forget about the content. There is no point of having a wonderful design if the reader leaves your site without any benefit.

However great your design is, make sure your reader can tell what your site is all about at least at a glance.

#14 Blogging Mistake- Excessive Use Of Plugins

As much as most plugins are free, this does not mean you can use all. Excessive use of unnecessary plugins can result to slow loading of your page and this can really make visitors leave your site immediately.

Make use of a few plugins that are vital for your blog.

Conclusion: This topic is so diverse, there is a lot more to say about the mistakes. Feel free to use the comments section below to share the mistakes you see bloggers making.

Commercial Loan Rates – SBA Loans

Currently one of the biggest issues in regards to commercial loan rates, SBA loans and in particular the SBA 7a loans is an inversion between the Prime Rate and LIBOR. As LIBOR has risen above PRIME, this has forced many foreign investors away from buying commercial mortgage securities on our already battered secondary market, further reducing the liquidity in our banking system and pushing commercial loan rates up.

Another challenge here is the SBA sets restrictions on the margin that banks can charged on the commercial loan rates at 2.75% max, above the index, the Prime Rate. The SBA has set this up in an effort to keep rates low for borrowers helping spur our economy.

The Prime Rate is currently at 4% while LIBOR is at 4.3% as of the beginning of November. Most capital sources for foreign investors are tied to LIBOR. This is upside down as LIBOR is typically below PRIME creating the needed spread. It simply does not make sense for foreign investors to buy this debt. The SBA announced on 11/13/08 that they will allow banks to change indexes from Prime to the 30 day LIBOR + 3% which should help create the needed spread and hopefully will keep the liquidilty on the secondary market.

So what does all of this mean for the borrower that’s trying to figure out what to expect on their effective commercial loan rates? The 30 Day LIBOR rate is currently at 1.45% so borrowers should think about their commercial loan rates at 1.45% + 3% + the banks margin of 2.75% = or an effective interest rate of 7.2%. This should be the current maximum rate on SBA 7a Loans. Many banks will offer a lower spread on the 2.75% in an effort to win deals though we are seeing most banks not compete on commercial loan rates but rather on reliability of closing. But strong borrowers might be able to secure 1.5% to 2% over or an effective commercial loan rate of 5.95% to 6.2%.

Commercial Loans For Businesses

A commercial loan is useful for business people, as it allows them to raise capital against the business property itself. They might not want to raise the capital against the residential property, so this is a great option for them. Today, though, some institutes allow you to use your home or residential property as collateral so you can raise the required business investment.

Commercial Loans

Commercial loans are taken when the business person is in need of funds and sometimes even though they have enough personal assets and income they cannot use it because of tax minimisation. In such a case, the option is to take a loan against the company property. Nowadays, you can even apply for a low doc loan. They even allow you to take a commercial loan against the residential property. Commercial loans also are many times not taken out on the name of the individual, but are generally on the name of the limited company, partners or the incorporated business and, in such cases, calculating the credit worthiness can be a little complicated.

Why do I require a Commercial Loan?

As per the Credit Act, you have to declare the reason for application of a commercial loan. Listed below are a few of the acceptable ones:

o For investing in business

o Purchase of home (owner owned)

o Financing holiday

o Personal use vehicle

o Consolidated personal use

Low Doc Commercial Loans

Low doc loans are called non-conforming loans and they are the latest development in the mortgaging industry. These are especially helpful to those individuals that have a steady income and also have assets, but can t show them or use them because of tax benefits. In such cases a low doc loan is a good option. A low doc commercial loan does not require the borrower to show tax returns, business plans, cash flows, accountant recommendation, budgets, etc. Most institutes don’t even considers your income or apply gearing ratios when considering your loan application. It would be advisable if you speak clearly with your financial institution and get all the information on whether you can get a low doc commercial loan or not. You need to declare the reason for applying for a commercial loan.

Rate of Interest

Rate of interest keeps fluctuating as per the market conditions, though commercial mortgage rates are generally fixed. The rate on interest on a commercial mortgage is higher than the one on a residential mortgage. Mainly there is a fixed rate of interest for a number of years, which varies depending on your needs. Maximum term is around ten years and should not be confused with a residential term of 30 years.

A second mortgage is taken as an additional loan on the commercial property, which is already secured behind the first lien. The rate on interest on the second mortgage is higher than the first one, as the risk of non payment goes up.

If you are looking for a commercial loan, you could consider the name Fuss Free Finance. Their professional approach to handling your loan will leave you stress-free and relaxed. Please check out their website at http://www.fussfreefinance.com.au.